Insurance policies for tourists, expats, and digital nomads include basic and extended medical services. Knowing what your policy covers helps avoid unexpected costs and get help faster.
1. Basic Coverage
- Outpatient doctor consultations (GP, pediatrician, specialist)
- Inpatient treatment (hospitalization, surgeries)
- Diagnostics and laboratory tests
- Prescription medications as prescribed by a doctor
- Emergency care and transport to a medical facility
2. Additional Coverage (for extended policies)
- Vaccinations and preventive check-ups
- Dentistry (partially or fully, depending on the policy)
- Medical evacuation and repatriation if needed
- Psychological consultations and mental health support
3. Exclusions and Limitations
- Pre-existing conditions (chronic illnesses) may not be covered
- Cosmetic procedures and non-medically necessary services
- Some policies limit treatment abroad or cover only emergency cases
4. Tips for Choosing a Policy
- Compare policies in the plan comparison table
- Read the terms carefully to know exactly what is included
- Use Assistance for clarifications and support when receiving medical services
5. Useful Internal Links
- General FAQ: FAQ on insurance
- Step-by-step guide: How to use insurance
- Local vs International: Plan comparison
- For Tourists: Best for Tourists
- For Expats: Best for Expats
- For Digital Nomands: Best for Digital Nomands