# What Insurance Usually Does Not Cover in Georgia

Understanding the exceptions in a Health Insurance policy helps you choose the right insurance and plan your expenses.

### **1. Chronic and pre-existing conditions**

- Treatment of pre-existing conditions is often excluded or only partially covered.
- Before purchasing a policy, check which chronic conditions may be included under additional coverage.

### **2. Cosmetic procedures and aesthetic medicine**

- Plastic surgery, cosmetic services, appearance procedures — almost always excluded.
- Exceptions are emergency cases after injuries.

### **3. Preventive care, vaccination, and wellness**

- Some policies do not cover preventive check-ups, vaccinations, or wellness procedures.
- This is important for tourists and digital nomads who plan preventive care in advance.

### **4. Treatment abroad and transportation**

- The policy may limit treatment to Georgia only.
- Emergency evacuation and transportation abroad often require additional coverage.

### **5. Other exclusions**

- Injuries or illnesses related to extreme sports, unless specified in the policy
- Medical services not deemed necessary by a doctor (e.g., some dental or alternative treatments)
- Cases arising from violation of policy rules or ignoring doctor’s instructions

### **6. Tips for choosing a policy**

- Carefully read the exclusion terms before buying insurance
- Use [FAQ on Insurance](https://bigmed.ge/insurance/faq) to clarify typical limitations
- Compare policies in the [plan comparison table](https://bigmed.ge/insurance/compare) and choose the option that minimizes your risks

### 7. **Useful Internal Links**

- General FAQ: [FAQ on insurance](https://bigmed.ge/insurance/faq/)
- Step-by-step guide: [How to use insurance](https://bigmed.ge/insurance/guides/how-to-use-insurance/)
- Local vs International: [Plan comparison](https://bigmed.ge/insurance/guides/local-vs-international/)
- For Tourists: [Best for Tourists](https://bigmed.ge/insurance/guides/for-tourists/)
- For Expats: [Best for Expats](https://bigmed.ge/insurance/guides/for-expats/)
- For Digital Nomads: [Best for Digital Nomads](https://bigmed.ge/insurance/guides/for-digital-nomads/)

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Canonical: https://bigmed.ge/en/insurance/guides/what-is-not-covered
Country: Georgia (GE), the country in the South Caucasus
Published: 2026-03-04T20:55:08+04:00
Updated: 2026-03-04T21:06:34+04:00