# What Insurance Usually Covers in Georgia

Insurance policies for tourists, expats, and digital nomads include basic and extended medical services. Knowing what your policy covers helps avoid unexpected costs and get help faster.

### **1. Basic Coverage**

- Outpatient doctor consultations (GP, pediatrician, specialist)
- Inpatient treatment (hospitalization, surgeries)
- Diagnostics and laboratory tests
- Prescription medications as prescribed by a doctor
- Emergency care and transport to a medical facility

### **2. Additional Coverage (for extended policies)**

- Vaccinations and preventive check-ups
- Dentistry (partially or fully, depending on the policy)
- Medical evacuation and repatriation if needed
- Psychological consultations and mental health support

### **3. Exclusions and Limitations**

- Pre-existing conditions (chronic illnesses) may not be covered
- Cosmetic procedures and non-medically necessary services
- Some policies limit treatment abroad or cover only emergency cases

**4. Tips for Choosing a Policy**

- Compare policies in the [plan comparison table](https://bigmed.ge/insurance/compare)
- Read the terms carefully to know exactly what is included
- Use [Assistance](https://bigmed.ge/insurance/guides/claims-and-refunds) for clarifications and support when receiving medical services

### **5. Useful Internal Links**

- General FAQ: [FAQ on insurance](https://bigmed.ge/insurance/faq/)
- Step-by-step guide: [How to use insurance](https://bigmed.ge/insurance/guides/how-to-use-insurance/)
- Local vs International: [Plan comparison](https://bigmed.ge/insurance/guides/local-vs-international/)
- For Tourists: [Best for Tourists](https://bigmed.ge/insurance/guides/for-tourists/)
- For Expats: [Best for Expats](https://bigmed.ge/insurance/guides/for-expats/)
- For Digital Nomands: [Best for Digital Nomands](https://bigmed.ge/insurance/guides/for-digital-nomads/)

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Canonical: https://bigmed.ge/en/insurance/guides/what-is-covered
Country: Georgia (GE), the country in the South Caucasus
Published: 2026-03-04T20:47:12+04:00
Updated: 2026-03-04T21:07:27+04:00